Infographics
What You Really Need To Know About Down Payments
Some Highlights
- There’s a misconception going around that you have to put 20% of the purchase price down when you buy a home. But the truth is, many people don’t put down that much unless they’re trying to make their offer more competitive.
- And if you want to give your savings a boost, look into down payment assistance. Most first-time buyers qualify and the typical benefit is $17,000.
- To learn more about loan options or down payment assistance programs, connect with a trusted lender and check out downpaymentresource.com.
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Some Highlights
- With all the headlines circulating recently, you may be wondering what’s next for home prices? Here’s what the expert forecasts say.
- Home prices are still forecast to rise nationally this year, just at a much slower pace. But price trends are going to vary by area.
- To have a quick conversation about what’s happening in your local market, connect with a real estate agent.
Some Highlights
- If you’re tempted to delay your move in hope that mortgage rates will come down, you may want to rethink that strategy based on the latest forecast.
- Experts say mortgage rates are projected to stay in the 6s this year. So don’t expect a big drop.
- If you want to talk about what this means for your move, connect with a real estate agent. As forecasts change, having an expert who can keep you updated is essential.
Some Highlights
- If recent home price headlines have you feeling worried, here’s some perspective.
- Home values almost always go up in the long run. And the long-term gains offset any short-term dips. Basically, if you plan to live there for 5 or more years, you should be able to buffer yourself against any short-term declines.
- Connect with an agent to have a conversation about what’s happening with prices in your market.
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