Infographics
How Changing Mortgage Rates Impact You [INFOGRAPHIC]
Some Highlights
- If you’re looking to buy a home, it’s important to know how mortgage rates impact what you can afford and how much you’ll pay each month.
- That’s because even a small change in mortgage rates can have a big impact on your purchasing power.
- The best way to navigate changing mortgage rates and make an informed buying decision is to rely on the expertise of a local real estate professional and mortgage lender.
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Some Highlights
- Data shows 7 out of 10 prospective homebuyers don’t know the minimum credit score required by lenders or that it varies by lender and loan type.
- According to Experian, the range is anywhere from 500 to 700 for the minimum credit score. That means you don’t need perfect credit to buy a home.
- Your credit score is important – but that doesn’t mean it needs to be perfect. Work with a lender to learn more about home loan options that may work for you.
Some Highlights
- Thinking about selling your house? Here are a few reasons why you may want to do it this season.
- Buyers looking right now are serious about moving and the number of homes for sale is typically lower this time of year – helping your house stand out.
- While inventory is higher this year than it’s been in the last few winters, you’ll still be in this year’s sweet spot.
Some Highlights
- There’s a misconception Wall Street is buying all the homes on the market. But data proves that isn’t true.
- Experts agree the share of homes bought by investors is declining – and most are smaller investors, like your neighbor who owns a second home, not Wall Street.
- No matter what you’ve heard, the majority of homes are still being purchased by everyday homebuyers like you – not big investors. Connect with an agent if you have questions.
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