Infographics
How Mortgage Rates Affect Your Monthly Payment
Some Highlights
- Experts say rates will come down slightly in the year ahead – but some volatility is expected. So, you shouldn’t try to time the market.
- Instead, it’s better to focus on how even a small change impacts your future mortgage payment. As rates come down, even a little bit, your monthly payment on your next home will too.
- Want to see what this looks like at a different price point? Connect with an agent or lender.
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Some Highlights
- If you put your home search on hold because you couldn’t find anything you liked in your budget, it’s time to try again.
- There’s a much wider selection of homes for sale, with more fresh listings hitting the market each month.
- With more options come more possibilities. Connect with an agent if you want to see what’s available in your area.
Some Highlights
- Unfortunately, a lot of sellers today are setting their asking price too high. That’s leading to an uptick in price cuts.
- Some of the most common reasons this is happening are that they’re not paying attention to current market conditions or they’re trying to leave room for negotiation.
- The best way to avoid this mistake? Connect with an agent to make sure your house is priced to pull people in, not push them away.
Some Highlights
- There’s a lot of talk about a recession lately and how the odds of one are rising. If you’re wondering what that means for the housing market, here’s what the data tells us.
- While you may remember the price crash in 2008, that’s not the norm. Looking back all the way to 1980, home prices usually rise and mortgage rates tend to fall.
- If you have questions about buying or selling a home in today’s market, connect with a real estate agent.
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